Best Life Insurance Policy

Doc explains the best life insurance policy for families and children.  The return of premium life policy pays you back 100% of the premiums you have paid at the end of the policy.  The money paid to you is non-taxable  since it’s considered a refund and not income.   One of the best life insurance polices for grandparents wanting to save a bit for the college fund. 

Best Life Insurance Video

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Term life insurance is only valid for a specific period of time, and once the timeline is over, you lose coverage, and your premiums are gone. Fortunately, it is possible to purchase a specific type of term life insurance coverage that won’t leave you empty-handed when your policy expires. With return of premium (ROP) life insurance, you’ll pay a flat rate for the duration of your policy and get all your money back at the end of the term.